Legal Question in Credit and Debt Law in Georgia

If I am making nominal payments on a debt each week $5.00---does the collection agency still have to right to call me.


Asked on 10/19/10, 8:42 am

2 Answers from Attorneys
Scott Riddle Law Office of Scott B. Riddle, LLC

Did your original contract with the creditor allow you to pay "nominal" payments each week, or whatever payments YOU decide? If you default on the contract and it gets sent to a collector, you have no right to unilaterally decide what they have to accept. You can request they do not contact you any more, at which time they may just sue you. The better option - pay your debt in full, or settle for a lesser amount, in writing, agreed upon by both parties.

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Answered on 10/24/10, 8:50 am
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

Yes. Paying $5 a week is not a proper way to deal with debt. See a lawyer.

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Answered on 10/24/10, 11:53 am


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