I was in a car accident on 11/12/12. The a driver hit the back of my vehicle because she had faulty breaks (she stated this in the police report), which caused my car to skid into another vehicle. It's been 4 days and her insurer keeps saying that they could not get in contact with the driver at fault and that the time of her coverage is in question. I am unable to drive my vehicle as the damage is pretty severe. My insurer is telling me to wait on what the other insurer finds on the driver at fault's coverage. I want to call a lawyer but I've been advised against it. What should I do?