Legal Question in Credit and Debt Law in Illinois

Credit card apr's

I filed bankruptcy in 2003 and it was discharged in 2004. I have a chase credit card that i had when i filed bankruptcy but i didn't have a balance on it and they never closed it. I have been using the card since and they now decided to raise my apr to 32.24 from 28.90. Is this legal after four years?? If i don't agree to it then they close my account.


Asked on 6/17/07, 2:26 pm

1 Answer from Attorneys
Benjamin Berger Berger-Harrison, A Professional Corporation

Re: Credit card apr's

Ask them if you can see some proof that you agreed to that interest rate.

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Answered on 6/18/07, 1:17 pm


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