Legal Question in Credit and Debt Law in Illinois

Statue of limitation for credit card debt & filing a motion

I have a credit card debt from 1996. When I went to court I told the Judge I felt the statue of limitations was up on the debt. He responded I needed to file a motion.

How do I file a motion, what should it say and is the statue of limitation up on this debt?


Asked on 4/10/05, 9:07 am

1 Answer from Attorneys
Kevin Plachta The Law Office of Kevin F. Plachta

Re: Statue of limitation for credit card debt & filing a motion

The statute is 10 years on a written contract which a credit card is--but if you have made payments then I believe the statute is extended. If you know you have the debt and you know that you owe it then contact the creditor and make a deal otherwise you will probably be tagged with court costs and attorney fees.

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Answered on 4/10/05, 5:57 pm


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