Legal Question in Real Estate Law in Minnesota

Legal responsibility on deed or mortage

Daughter and son-in-law are on the deed to their home. Son-in-law is the only one on the mortage. Her husband has left her, due to a gamling debit issue.

Can our daughter be held liable if she is not on the mortage?


Asked on 8/03/07, 5:41 pm

1 Answer from Attorneys
Rob Shainess Capstone Law, LLC

Re: Legal responsibility on deed or mortage

If your daughter has not agreed to repay the loan, she cannot be held liable. However, if she wants to stay in the home, someone will have to pay the mortgage to avoid a foreclosure. If your daughter wants to stay, she should make the mortgage payments, or better yet, renegotiate to have the loans put in her name. An attorney can help negotiate these issues.

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Answered on 8/14/07, 9:18 am


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