Legal Question in Credit and Debt Law in Missouri

A judgement was issued against me from (Kramer and Frank who are attorneys for a Capital One). Before going to court, arrangements were made to prevent the judgement being put into action. It was filed with the courts, but not acted upon. I tried making the payments, but was unable to one time. I called the attorney handling this, as she requested I do if for some reason I was not able to pay. I could only leave a voice mail message and requested a call back -- which I did not recieve. I eventually made the payment and called back again trying to negotiate lower payments for a short period of time which was met with sarcasm, but was told they would contact capital one and ask them about short term lower payments. I never heard from them, so I called back again and was told they did not hear anything yet from Capital one. The next thing I know my bank account was frozen. What options do I have here? I am unable to pay this debt to clear my bank account. I agreed to these high payments because I felt coerced into them because of the judgment threat hanging over my head. Please help.

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