Legal Question in Bankruptcy in Nevada

When you co-sign on a loan, it becomes your loan & you are responsible for the payments. If your mom continues making the payments after her bankruptcy, fine, but if she choses to surrender the car or if it is repoed for nonpayment, the lender will come to you for payment of the difference between what is owed & what the car sells for at the auto auction.

You may want to talk to your mom about this to see if she will be able to continue making the car payments or will want you to try to sell the car to prevent it from being repoed.

Good luck!