Legal Question in Credit and Debt Law in Nevada

Credit card debt

I received a summons stating that I am being sued for a credit card that I don't remember obtaining. I called the Attorney and was referred to the Credit Bureau. I was told that the credit card was for another credit card company that was bought out, which I did have, but couldn't pay the debt. I don't recall how long it's been since I got the credit card. Please advise me what I need to do.


Asked on 8/03/04, 10:42 pm

3 Answers from Attorneys

Paul Malikowski Malikowski Law Offices, Ltd.

Re: Credit card debt

The Clark County Legal Services program provides this advice here: http://www.clarkcountylegal.com/collections.htm

Attorneys are trained, licesned and qualified to advise on whether a statute of limitations defense might help.

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Answered on 8/04/04, 8:45 am
Joel Selik www.SelikLaw.com

Re: Credit card debt

You need to file an answer or you will automatically lose. After you answer you can obtain the actual information and negotiate a settlement.

JOEL SELIK

Attorney at Law

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CONCENTRATING IN ELDER ABUSE, LITIGATION AND COLLECTIONS

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This is just general information. No representations are made and no attorney client relationship is established by this communication. In most matters there are strict time limitations within which actions may be taken or your rights will be compromised. We are not taking any action on your matter and will not be considered your attorney or tax representative until both you and we have signed a fee agreement.

We, therefore will take no action on your behalf unless a written retainer agreement is signed. There are strict deadlines, called statutes of limitation, within which claims or lawsuits must be filed. Therefore, if you do not retain SELIKLAW, you should immediately seek the services of another attorney or other advisor.

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Answered on 8/04/04, 11:34 am
Leon Greenberg Leon Greenberg Professional Corporation

Re: Credit card debt

I cannot advise people specifically through this service but only give general legal advice. You say you are being sued. If you fail to respond (Answer) the complaint a default judgment may be entered against you. This judgment could then be used to seize your property. If you answer the case you will have an opportunity to contest the case in the Court (but, of course, if you owe the money you may well lose your case). If you truly cannot pay the debt you may wish to consider bankruptcy. I suggest you consult with an attorney about your best course of conduct, I cannot advise you about what to do.

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Answered on 8/04/04, 3:29 pm


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