Legal Question in Real Estate Law in New Jersey

Not generally. But they may check land records from time to time to make sure that the property has not been transferred, which would violate the terms of the mortgage. Also, if there has been a default in payment and a foreclosure, the mortgage company would have to secure the property, insure it, and inspect it regularly if it is vacant, to make sure that there is no vandalism and to protect others from possible injury on the property.

THIS RESPONSE IS NOT LEGAL ADVICE, SINCE I DO NOT HAVE ALL OF THE INFORMATION THAT WOULD BE REQUIRED, AND I DO NOT HAVE A REPRESENTATION AGREEMENT WITH YOU.

* If the answers to your question confirm that you have a valid issue or worthwhile claim, your next step should almost always be to establish a dialog with a lawyer who can provide specific advice to you. Contact a lawyer in your county or township.

* Another reason for contacting a lawyer is that it is often impossible to give a good answer in the Internet Q&A format without having more information. The unique circumstances of your situation and things that you may not have thought to mention in your question may completely change the answer. If you want to be sure that you have a complete answer to your question and an understanding of what that answer means, establish a connection with a lawyer who practices in the area of your concern.