Legal Question in Insurance Law in New York
I was on partial disability which ended 12/06. Now I get a letter from the Ins. co. stating I owe them money back & they never directly contacted me it's from a collection agency. Can they do this 6 yrs later?
Asked on 10/23/12, 9:25 am
1 Answer from Attorneys
Kevin Connolly
Kevin J. Connolly
Hold them off until the New Year and the statute of limitations will have expired. Do not send them money, even a "little for good faith," because making payment will re-start the whole 6-year statute of limitations running again.
If it is the first notice, you have the right to request 'verification' of the debt. Until they verify, they can't commence a collection action. Verification usually takes more than 60 days, which sounds like it will get you close to the 6-year statute expiring.
Answered on 10/23/12, 11:02 am
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