Legal Question in Credit and Debt Law in North Carolina

I don't know what you are asking, but if you are posting on a public message board about your intent to engage in criminal activity, I suggest that you refrain from doing that. Law enforcement will subpoena the information and use it against you.

What about "credit card fraud" don't you comprehend? Its a crime. The police/district attorney will charge you with as many crimes as they can invent based on the facts no matter how tenuous. And for $10,000, that would be a felony. You will be saying hello to your new roomie, "Bunk Muffin" at the Cross-bar Hotel if you pursue this path and get convicted.

However, you do not reveal a lot of details. I don't know if you have co-conspirators or if you are merely aiding and abetting. I don't know if you will be able to turn snitch and rat out your fellow co-participants in order to get a better deal. I don't know what kind of a criminal history you have and what kind of sentence you would get if you were convicted of some type of crime.

This is not a collection question but a criminal law question and should be directed to criminal law attorneys who could give more specific advise. If you have committed the crime, I suggest that you consult with one. If you are merely thinking about it, then refrain. Unless you want to go work on Wall Street - the really big cheeses there get to commit all kinds of fraud with impunity and no one except for a very few sacrificial lambs have gone to jail.

You can go to jail. If you have already done so, consult with a criminal attorney. If you have not yet done so, please don't. It is illegal and unethical.