Legal Question in Credit and Debt Law in Ohio

How Should I Respond to Summons

I received a certified letter from the courts in regards to a creditor. It is a summons to respond to the creditor, in writing, in answer to a claim of monies owed.

I do owe the creditor but I am confused about how to respond.

Should I just write that I agree? Can I request a payment plan so that they do not attach my wages or property?

Should I get the help of a Lawyer?


Asked on 1/02/03, 8:23 am

2 Answers from Attorneys
Frank Rozanc Frank J. Rozanc, Esq.

Re: How Should I Respond to Summons

If it is indeed a summons and complaint from Willoughby Municipal Court, you have 28 days from date of service to respond to the creditor's attorney, or a default judgment might be entered against you. Call or e-mail, and I'll review the documents for you.

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Answered on 1/06/03, 10:47 pm
Jay Maynard Attorney at Law

Re: How Should I Respond to Summons

Since I have not seen a copy of the court document, it is impossible for me to specifically answer your question. However, if they are just requesting a statement, you can write them a letter admitting the amount you owe and offer them a settlement or payment arrangements. Stick to the facts. You do not need to go into lengthly details with a lot of personal information. Make it short and sweet and state the amount you can pay and the date you will make the payment. Ask the creditor to provide you with an agreement if they accept your proposal and then follow-though with your promises.

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Answered on 1/02/03, 12:56 pm


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