I live in Ohio. My mother passed away and in the will she left her home (with no mortgage) to my sibling. My deceased mother left behind approx. $15,000.00 in unsecured credit card debt. She is the sole owner of the debt (no joint credit or authorized users). She left behind a car (fully paid), several life insurance policies and a few savings accounts. Will the credit card debt need to be paid and if so, how? What recourse do the creditors have? We don't know how to handle collection calls. She had credit protection on some of the cards.