I live in Oregon, but opened a credit card in Washington state, 7 years ago. Today I got a judgement letter from a law firm in Oregon stating that I owe just over $5,000. They have a Writ of Garbishment issued to my financial institution, since I have been a stay at home mother of two and trying to get published for the last seven plus years. If they went offer my bank account would they take it all at once? What if I don't have that much? Please help and thank you.