Legal Question in Credit and Debt Law in Pennsylvania

I was in the hospital for a procedure in December 2006. It was an out-patient procedure, but at the time I did not have any medical insurance. I made arrangements with the hospital to send them a monthly payment, which I have been doing since Jan 2007. I recently received a statement from a collections agency that the remaining balance had been turned over for payment to them in full. Is this legal for a hospital to send the bill to a collection agency even though I have been making monthly payments? And what options do I have now? I could not afford to pay the hospital the full amount and I surely do not have the resources to pay the collection agency in full. I am a widow, I do work full time, and I pay my bills on time.

Asked on 2/16/10, 7:39 am

Charles A. Pascal, Jr. Law Office of Charles A. Pascal, Jr.

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Were your arrangements with the hospital in writing? If not, it will be very hard to prove that an arrangement existed.

Never trust a corporation to honor its word.

Answered on 2/21/10, 8:37 am

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