Unauthorized ACH Withdrawl
A customer at the bank I use set up automatic payment with AT & T. They inadvertently used my bank account # which is similar to there's. 3 withdrawls were made from my account. The bank will only return 2 stating that AT & T won't refund them because the transaction is too old. Whose responsibility is this ? It is my contention that the bank is responsible for not verifying the account name before allowing the withdrawls to be made. If AT & T won't refund, shouldn't the bank request restitution from the customer whose account should have been debited ?