Legal Question in Credit and Debt Law in Texas

Bad Credit Report

My credit has been shot for 5 years now. I recently learned that the SOL has expired on my bad debt. Since the original credit card lenders have documented this on my credit report, can collection agencies also report the same debt on my credit report? It seems to be a double whammy.


Asked on 8/26/08, 1:03 pm

1 Answer from Attorneys
TC Langford Langford Law Office

Re: Bad Credit Report

Notify the credit agencies, in writing, that the collection agencies are merely reporting duplicates of debt that has already been determined to have expired under the statute of limitations. They should remove it.

Read more
Answered on 8/27/08, 7:34 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Texas