Legal Question in Real Estate Law in Texas

My parents are on the mortgage on my house. They deeded it to me 12 years ago. I have made all the payments taxes and insurance since then. I want to refinance to a lower rate and I understand I must transfer deed back to them before doing so. As soon as the deed is filed and shows them as the owners can they immediately start refi or do they have to wait and if so how long?


Asked on 2/05/13, 7:48 pm

1 Answer from Attorneys
David Leon David L. Leon, P.C.

You may want to check in with the bank. Some banks will not require you to redeed the property back to the parents.

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Answered on 2/05/13, 8:05 pm


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