Legal Question in Consumer Law in Virginia

**mental anguish**

went to a used car dealer in manassas, VA to purchase a car. with my bad credit they ''approved'' me anyway. signed all the papers and left with the car. they call me a day later to say i was denied, the loan agreement was terminated and i need a co signer. with out showing me the ''new'' agreement, they mail it to my cosigner (who has great credit) with an outrageous interest rate.--name removed--we both refused to agree. i attempted to return the car in exchange for my downpayment (which at first they insured me was ok to do) but i was told later by the manager ''there is a law'' requiring them to deduct finance fees and mileage out of my downpayment. to my knowledge i did not sign or agree to their ''law'' on refunds. i do not wish to agree to the new loan and simply want to return the car for my money back. they refuse to refund it(even after i sent them a formal, signed letter). i went back to them to hand them the letter in person and they said it's too late, we alread got your first agreement approved. though they told me it was denied and terminated and created a new one to be signed. what can i do?


Asked on 6/04/09, 9:06 pm

1 Answer from Attorneys
Cary Moseley Law Office of Cary Powell Moseley, PLLC

Re: **mental anguish**

You should consult an attorney ASAP. This dealer may have committed fraud. This type of "bait and switch" is rampant in the car dealer industry. Good luck.

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Answered on 6/05/09, 5:12 am


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