I placed a contract on a property and as it turned out both myself and the seller were both real estate agents. In the contract I used my commission to cover the closing costs. The seller agreed and I also stated that closing costs over my commission the seller would pay. The seller agreed.

A month into the mortgage process the mortgage company stated that they wanted a letter signed by both stating were were not in a personal relationship with each other and a copy of our real estate license. I never knew the seller before in fact the property I was purchasing was over 150 miles from my area. I have asked several brokers and other agents who buy from each other on a regular basis who state that they have never been asked to sign such a document. The mortgage company has thrown road blocks after road blocks in the purchase of this farm. The closing postponed 5 times, two appraisals, etc they stated that my credit worthiness was never a question especially with over 30% down. This sure reminds me of discrimination I am a 65 year old retired female. What do you think.