Legal Question in Insurance Law in Virginia

Re: Change of coverage

The reason I was asking this question is: if I knew that they will charge me full amount I would not have agreed for the services on the first place. However, the esimate that they gave me prior to the services was the same as usual and then, later, I got a bill stating that they no longer a part of my insurance. Why didn't they tell me that I have to pay full price right then? Is it up to them to tell the truth or not?

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I was with the same dentist for about 2 years (same insurance company also). My visits were not very frequent, but 2 -3 times a year at least. I had no problems with billing until 2 months ago when I got a bill for the last services they did. The bill is for the full amount for the services (standard filling) - my insurance did not cover anything! Then I found out that the dentistry broke the agreement with my insurance company, but no one notified me about it. And the estimate that they gave me after the services were done was what I usually paid for the same type of service. What should I do?


Asked on 3/06/09, 10:54 am

1 Answer from Attorneys

Michael Hendrickson Law Office Michael E. Hendrickson

Re: Re: Change of coverage

As indicated in my previous posted response, the fact that you had no notice that your provider had

severed his relationship with your insurance carrier

will not absolve you of responsibility for having to pay this bill(in my opinion).

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Answered on 3/06/09, 11:42 pm


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