Legal Question in Banking Law in India

Dear Sir,

My Name is Ashish Kumar Dubey , having account in HDFC Bank ,Santacruz West , Mumbai

I am web developer. Mr. Subhash Gunjal is my customer for website. He given me blank HDFC Bank opening form for new account and ask me sign as introducer. I have signed that blank HDFC form as introducer. Even I not know him very well . he is just my website customer.

So if anything he does wrong in that case I do not want to be responsible. So at this situation what should I do?.

Hope you will help me to overcome this problem. so that i not get any trouble in coming future.

Regards,

Ashish

+91 8108498036

Regards,

Ashish

+91 8108498036 / 8655512244


Asked on 4/13/13, 3:00 pm

3 Answers from Attorneys
J. Radhakrishnan independent Practice

Does the form contain the branch address. Did it contain the name of Subhash Gunjal. If that were so, immediately inform the branch concerned, as well as Gunjal that you have signed it mistakenly. If otherwise the form is blank in all particulars and if the Bank opens an account on the basis of your introduction and if the account holder is not a bonafide honest individual, there is a liklihood of your being accused as an abettor to any illegal transactions by the account holder.

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Answered on 4/13/13, 9:08 pm
Jayesh Desai Jayesh Desai

You have stated, you signed blank account opening from. Did included any person /company name - for whom the account was to be opened? Any branch name?

One should not sign any document blank, and that too when you do not know the person well.

As you have an account with HDFC go and inform them as to what has happened, they would be the best persons to guide you in the matter. They may alse be able to identify, due to computerization, as to who and in which branch an account has been opened with your introduction.

Thereafter issue a letter of disclaimer, if you feel the need of it.

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Answered on 4/15/13, 11:33 pm
Pravin Vaidya Independent

As you have an account with HDFC approach them and adivse them full story.Please also address suitable communication to them disowning the possible consequences so that they can take precautionery/ remedial measures as may be necessary.

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Answered on 4/17/13, 5:22 am


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