Legal Question in Banking Law in India

I was residing in the UAE in 2005. Due to the sudden loss of my job i had to return back to India. I had received a mail a few days back from a bank asking me to pay 214,000 Dir hams for a credit card payment. Without much delay all by them self they brought it down 8000 . i never used so much but am willing to pay what i had used .

I need advice since this bank is not in India and can they send somebody claiming to be from the bank or what legal action can they take? I do not ave any intention of going back to that country

Please help


Asked on 12/03/13, 2:59 am

4 Answers from Attorneys
J. Radhakrishnan independent Practice

Don't reply to the mail. If you are not returning to U.A.E. Keep quiet. Nothing wii happen in India

They can do nothing against you in India.

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Answered on 12/03/13, 4:16 am
Vishwa Arya Arya & Co.

Be as that it may, the statue of limitation is in your favour. Loan or use of card in 2005 is now time barred cannot be claimed unless you acknowledge it in writing.

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Answered on 12/03/13, 5:48 am
S. Kumar (Advocate)

To get legal support at UAE you may contact on below for which I will try to cooperate you at there.

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Answered on 12/03/13, 9:17 pm

In case branch is not in India it will not be easy for the bank to recover the amount.

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Answered on 12/05/13, 11:22 pm


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