Legal Question in Technology Law in Alabama

My brother's ex-wife took out an online loan and listed my mother as a "co-signer" without her knowledge or authorization. My mother knew nothing about the loan until she was contacted by a collection agency trying to collect on the loan. Is my mother legally responsible for the loan? Should she file fraud (or other) charges against the ex-in-law?

Asked on 1/26/12, 9:34 am

1 Answer from Attorneys

James Patterson Underwood & Reimer, P.C.

Yes - She should file a police report and then dispute the debt with the collection agency by certified mail (sending a dispute letter and copy of the police report) Also she should pull her credit and see if that debt or any others are reporting and dispute that as well. Make sure to document and keep copies of everything.

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Answered on 2/02/12, 1:18 pm

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