Legal Question in Insurance Law in Alabama

Credit Life Insurance
My husband carried credit life insurance on a vehicle he purchased. He recently passed away. The leinholder said they will not pay the vehicle off since the policy was ineffective after he turned 70. However, two insurance payments were made with the loan payment before he passed away. I feel they should pay the vehicle off as I was not informed as to this situation and they accepted two premiums after he turned 70. Their position is that the policy states that at 70 the policy would not longer be in force. Therefore I will have to take over the payment on the vehicle. I am on a very limited income now and will not be able to keep the vehicle if the insurance will not pay. What course of action should I take?

Asked on 9/09/08, 4:13 pm

Jon Lewis Lewis, Feldman, & Lehane, LLC

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Re: Credit Life Insurance

It will probably depend on the language of the policy. At the very least, they will owe you the premiums back. [email protected].

Answered on 9/10/08, 11:45 am

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