Legal Question in Bankruptcy in California

Reaffirmation and Spouse's credit score

I recently received a discharge for Ch 7 as a sole person. All the debt was my own, except for a car which my husband is joint owner.

I learned that the reaffirmation agreement was never received. If we walk away from the vehicle, what will show on my husband's credit?

If we ''keep and pay'' - do we risk having the car repossessed (loan is from credit union). If we pay off the car, can they still repossess (years down the line?)

Thanks!


Asked on 12/10/08, 1:14 am

1 Answer from Attorneys
L.A. BK Atty Leon Bayer Bayer, Wishman & Leotta

Re: Reaffirmation and Spouse's credit score

duplicate question. See other answer.

Read more
Answered on 12/10/08, 11:06 am


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