Legal Question in Civil Rights Law in California

i am the primary co-signer for a vehicle. the secondary is my ex-girlfriend. she currently has 2 late payments that are now on both of our credit. worst part, she has been driving the vehicle with expired tags and most likely no insurance. she has a parking ticket that has gone up due to penalty of not paying. and now a ticket for driving the car with expired tags. shes yet to pay those off and now im getting letter from the state saying they will garnish my wages if nothing is paid. have spoken with her plenty of times and she just says "ill take care of it" but obviously nothing happens. I dont know what to do about this anymore. this has taken so much stress out of my life. is there any way to take away the vehicle and make sure she pays all her delinquent dues?? or is there a way to make her pay the dues and still pay off the car?? please help.


Asked on 1/22/10, 12:19 pm

1 Answer from Attorneys
Terry A. Nelson Nelson & Lawless

If you are on title as indicated by the state's notice, you are legally liable for whatever damage and problems she creates. As a co-signer, you're liable to the bank for all payments and costs. You've signed yourself into a lawsuit, or defense of a lawsuit possibly. If you are on title as joint owner, you technically could pick up the car and sell it, if you can do so without creating an 'incident'.

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Answered on 1/27/10, 3:39 pm


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