Legal Question in Consumer Law in California

Re: being sued

Its not too late, but don't let those suits go unanswered.

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The collection firm wants you to ignore the lawsuit; in fact they depend on it. Fight back and defend yourself. Just don’t be surprised how quickly they fold (don’t worry -- we won’t remind you we told you so).

Re: being sued

No. Assuming you qualify, you may be able to discharge all of your unsecured debt. Talk to a bankruptcy attorney in your area.