Legal Question in Credit and Debt Law in California

Re: Debt

Its not real likely that either of them will remove the item from your credit report. Of course, they must report it as having been paid in full, but there is no requirement on their part that it be removed from the credit report so long as it is accurately reported. You can, of course, make that request of the creditor and their collection agency, however, they have an agreement with the credit report companies to accurately report all data, which means technically removing yours would be a violation of their agreement with the bureau. So, its not likely, but you can take a stab at it.

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