Legal Question in Credit and Debt Law in California

Re: Reposession that is going to court

You cannot get out of it other than by bankruptcy. What happens next depends on the type of papers they are. You dont need to sign for them. ignore them at your own risk.

Re: Reposession that is going to court

What you do next depends upon the types of papers that were delivered.

If they are a Summons and Complaint, then you have been sued, and

you will have an opportunity to defend yourself against the claims

that you owe the money. The Summons says right on the

front of the document that you have 30 days from when you got it to

file with the Court a document called an "Answer."

You can get a form for an Answer at the clerk's office,

which you then fill out and file with the court and

send a copy to the attorney for the other side.

If the papers you got were something other than a Summons and Complaint,

then it's possible that you have already been sued

and they already have a judgment against you. If so, then, yes,

they can garnish your wages.

You should run, not walk, to the office of a local

attorney with those papers in hand.

Bankruptcy is a possibility that you should consider,

but you can discuss that with your attorney.