Legal Question in Insurance Law in California

My roommate is on my Auto Insurance policy and got into a car accident while driving my car. The case/claim is still open, however we are going out seperate ways and I am going to cancel my current policy and we're both getting our own seperate insurance. Will this effect the claim/open case in any way? The other driver in the accident currently has a lawyer and is suing for injury payment with my insurance, in which my roommate is an additional driver. Thank you for your help and asssitance!


Asked on 3/01/11, 10:50 pm

2 Answers from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Probably not.

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Answered on 3/01/11, 11:17 pm

Auto policies are "occurrance" policies, meaning they provide coverage if they were in effect at the time of the "occurance." Once there is coverage, there is coverage. It doesn't go away if you cancel the policy. You could have switched insurers the next day and it would not affect coverage.

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Answered on 3/04/11, 8:47 am


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