Famly Expense Act
THER IS A COLECTION AGENCY REPORTING A ACCOUNT ON MY CREDIT THAT IS MY WIFES ACCOUNT AND I HAVE NOTHING TO DO WITH.THEY SAY THAT THEY CAN DO THIS BECAUSE OF THE "FAMLY EXPENSE ACT". BUT I SIGNED NO PAPERS NOR DID I HAVE ANY THING TO DO WITH THIS ACOUNT.
SO WHAT IS THE FAMLY EXPENSE ACT AND DOSE IT OVER RIDE THE FAIR DEBT COLECTION ACT?
1 Answer from Attorneys
Re: Famly Expense Act
This is the CO law you reference:
14-6-110. Joint liability for family expenses. The expenses of the family and the education of the children are chargeable upon the property of both husband and wife, or either of them, and in relation thereto they may be sued jointly or separately.
The ability to collect has nothing to do with the Fair Collection Practices Act, which governs only the method of collection.
See if they will accept a reduced amount for a lump sum payment of the bill in question.