Legal Question in Credit and Debt Law in Florida

Civil action summons

I was served with a civial action summons which gave me 20 days to respond to it. The summons is about a car that I had repossed in 2001 which they sold for $850.00 and want me to pay them $13,196 plus $3949 in lawyers and court cost. What is it and what should I do? I can't really afford a lawyer will this effect my chances?


Asked on 2/25/03, 9:15 pm

2 Answers from Attorneys
David Slater David P. Slater, Esq.

Re: Civil action summons

You need an attorney to check this out. Do you want a judgment against you that will affect your credit for 7 years? An answer must be filed or you lose by default.

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Answered on 2/25/03, 11:10 pm
George Savage George S. Savage, P.A.

Re: Civil action summons

You need to file an answer to the complaint. Simple to do - you either "admit", "deny", or are "without knowledge" of each paragraph. Prepare a document that looks the same as the first page that shows the style of the case (whoever v. you), plus the case number, where it is located (County Court, Circuit Court) and make it look like the complaint. Then, title your document Answer and then as to each paragraph they assert in the complaint state either admit, deny, or without knowledge. If you admit you owe the money and the amount of the sale, etc., they can get a judgment on the pleadings.

You need to seek a lawyer for more advise as to what you do after that.

Best of luck.

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Answered on 2/26/03, 10:34 am


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