Legal Question in Credit and Debt Law in Florida

I pay my car payment late, but I pay the late fee. The finance company calls me at least 4 times a week to set up payment arraignment even before the payment is even late then tell me I can be repo that week. Help


Asked on 4/10/12, 8:16 am

2 Answers from Attorneys
Angelo Marino Angelo Marino Jr. PA

The devil is in the detail. A consumer lawyer would need to review all the paperwork regarding the purchase of the vehicle in order to give you a correct answer. However, as long as you pay timely, they cannot repossessions vehicle. See www.consumerlawyerhelp..com

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Answered on 4/10/12, 8:39 am
Sanford M. Martin Sanford M. Martin, P.A.

Agreed. Contract provisions govern repossession process, but mere late payments

do not justify repo. Such companies will use such threats to pressure you to set

up automatic payments and pay all their late fees.

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Answered on 4/10/12, 9:48 am


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