Legal Question in Credit and Debt Law in Florida

If the lawsuit is a typical debt collection procedure, the complaint received with

the summons will explain the lawsuit, the objective of the creditor, the reason for

the debt, the failure to pay the debt, the amount, interest, and penalties as well

as legal costs, and ask the court to issue a judgment finding you liable for the

debt. Using the court order, the creditor can then garnish, levy, or attach your

paycheck, bank account, personal property, and other assets in order to collect

the debt. Your need is to defend yourself against the actions of the creditor.