Legal Question in Civil Litigation in Florida

credit card

My mother owes $8000.00 to a credit card. She use to live on alimony from my dad but he no longer helps her financially so she stopped paying the credit card company. Now the credit card is suing her for the debt. What can she do , will she go to jail?


Asked on 4/10/07, 5:11 pm

3 Answers from Attorneys

Michael Stewart Michael D. Stewart

Re: credit card

She will not go to jail. Try to negotiate a settlement with them.

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Answered on 4/10/07, 5:48 pm
Johm Smith tom's

Re: credit card

We all came to this side of the Atlantic and won our independence from the kingdoms of Europe so we would not have to go to debtor's prison. She should be able to make arrangements to pay the debt down over time, not use the card and hopefully lower the interest rate.

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Answered on 4/10/07, 5:53 pm
Scott R. Jay Law Offices of Scott R. Jay

Re: credit card

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

Relax.... you mother will never have to go to jail in the State of Florida or anywhere in the United States for failure to pay any debt. The worst that can happen is the creditor will get a judgment against her. The judgment will show on her credit report and damage whatever credit she may have.

If the situation warrants, she can choose to file for bankruptcy to discharge this and other debts.

Scott R. Jay, Esq.

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Answered on 4/10/07, 8:07 pm


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