Legal Question in Personal Injury in Florida

Re: injured motorist

I think the other attorneys addressed the PIP. How much BI is there with other motorist, was the other motorist also the owner of the car or just the driver... and do you have UM?

Re: injured motorist

I think the other attorneys addressed the PIP. How much BI is there with other motorist, was the other motorist also the owner of the car or just the driver... and do you have UM?

Re: injured motorist

By law, your own insurance carrier pays for your medical expenses and seeks reimbursement from the at fault drivers insurance company. In addition , if you sustained a "serious injury" you may also be entitled to compensation for your injuries fromm the offending driver. Good luck.

Re: injured motorist

Under Florida's "no-fault" scheme, each motorist is required to carry $10,000.00 in personal injury protection, or "PIP" protection. Under most policies, this covers your first $10,000.00 of medical bills at 80%. There is also a usual $1,000.00 deductible, which may vary according to the policy, meaning you are responsible for the first $1,000.00 until the PIP insurer pays anything.

You generally have to meet one of several possible statutory requirements in order to collect anything from the other insurance company, i.e., such as a permanent injury, although there are other possibilities.

I would strongly recommend against settling anything with the insurance company on your own, and instead retain an attorney to represent you in this matter. Insurance companies tend to offer unrepresented people token settlements in exchange for releases, whereby you could never again persue a case again the at-fault party. If you would like, our firm has offices throughout Florida and could contact you for an initial consultation. In any case, I wish you the best.