Legal Question in Personal Injury in Florida

My sister in law was house sitting and was attacked by the owners dog, the insurance company is claiming because she was house sitting she is consiered the owner and can not claim damages. She is/was a massage therapist and there is permanent damage to her hand from the attack and can not longer work full time at her career.


Asked on 5/05/11, 12:07 pm

2 Answers from Attorneys

J. P. Gonzalez-Sirgo J.P. Gonzalez-Sirgo, P.A.

Call us at 866-71-CLAIM. We may be able to help.

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Answered on 5/05/11, 12:15 pm
Michael Tobin Michael M. Tobin, P.A.

She is obviously not the "owner" but you must read the exact policy language as many insurance policies simply do not cover damage done by animals. Many companies do make it a practice to deny valid claims hoping the injured person will not see a lawyer. I will be pleased to consult at no charge and proceed on a contingency fee... My cell phone is 305-305-3351.

The first thing to do is request a copy of the policy. The law requires it be furnished at no cost. There is usually medical payments coverage on a homeowners policy (often $5,000) which they have not volunteered.

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Desite the insurance issue, the homeowner remains responsible by law for the damages and can be personally liable.even though they might be friends.

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Answered on 5/05/11, 1:52 pm


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