Legal Question in Consumer Law in Georgia

Unauthorised money withdrawal on credit card

What law gives gas stations the right to take more money off of your credit/debit card than you actually spent? Example: I want to purchase $20 of gas. I go into the store and the machine shows insufficient funds. Reason is I have a total of $85 on my card and the gas station takes $75 above the $20 and wont let me get gas. To make sure that I haven't calculated my balance incorrectly,I come home and look online at my account. It now shows $9 on my card because the gas station, who wouldn't give me $20 worth of gas, now has taken $75 off on my card. I now get informed that the money will not be returned to my card for another week. How is this legal?


Asked on 11/11/08, 7:10 pm

1 Answer from Attorneys

Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

Re: Unauthorised money withdrawal on credit card

It's legal and authorized. Read your bank's debit card agreement. Car rental companies do the same thing with debit cards.

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Answered on 11/11/08, 7:47 pm


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