Legal Question in Credit and Debt Law in Illinois

I am collecting Social Security benefits. I owe about 2,000.00 on a car loan and the the car was repossesed. Can they sue me for the loan?


Asked on 9/16/10, 11:24 am

2 Answers from Attorneys

I think you're question is whether they can garnish your benefits when they come after you for a deficiency on the loan. No as long as you've kept the benefits you receive in a separate account and do not mix it up with other monies. If this is not your question, please restate it.

The response given is not intended to create, nor does it create an ongoing duty to respond to questions. The response does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice. The response given is based upon the limited facts provided by the person asking the question. To the extent additional or different facts exist, the response might possibly change. Attorney is currently licensed to practice law only in the State of Illinois. Responses are based solely on Illinois law unless stated otherwise.

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Answered on 9/21/10, 11:44 am
Elfreda Dockery Law Office of Elfreda Dockery

yes they can sue you but generally, ss benefits cannot be garnished, if the creditor is successful in their suit against you. please be aware that before the car can be repossessed, the credit has to follow certain procedures. if not, you can have a cause of action agains the creditor. to discuss further, call me at 312-372-5600.

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Answered on 9/21/10, 12:00 pm


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