Legal Question in Real Estate Law in Illinois

unmarried joint homeowners

my partner and I purchased a home together. both of our names are on the mortgage. In the event of the relationship ending, what are my legal rights to the house. I want to sell the house and the other owner does not want to. If I move out, do I still own part of the house? Can he buy me out of the mortgage contract? We have a 7 month old son together, and I have been staying at home with the baby and his father has been paying the bills. Prior to having the bay, I had an excellent job and made a good salary; that helped us qualify for the mortgage. What are my rights to the real estae property?


Asked on 12/16/00, 2:13 pm

2 Answers from Attorneys

Thomas Moens Moens Law Offices, Chartered

Re: unmarried joint homeowners

The real touchstone is whether both of your names are on the DEED. If you can't agree on a purchase price, you will have to go to court for what is called a partition action. What it will probably boil down to is the judge will order the sale of the house, and the two of you will split the proceeds.

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Answered on 12/26/00, 9:32 am
Tiziana Ventimiglia Tiziana Ventimiglia, Attorney at Law

Re: unmarried joint homeowners

The first thing you need to do is check your deed. the fact that you are both on the mortgage does not mean much because you could have simply, for example, agreed to help him pay for the house.... so check your deed. if your name is also on the deed of the house, then you have as many rights on the house as he does. you cannot keep him out of the property and he cannot oust you out either. however, if you do not agree on key issues regarding the property such as maintenance, payment of mortgage, sale and so forth, you must go to court, in a partition suit, so that the judge can force the sale. it is indeed a possibility for either one of you to buy each other out, so keep that in mind if you have this financial possibility. You also have a child together and you may want to consider all legal issues linked to that child, i.e. support NOW and in the FUTURE, medical insurance and so forth. Good luck.

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Answered on 12/27/00, 4:45 pm


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