Legal Question in Credit and Debt Law in India

I had a credit card in 1999 from Standard chartered bank. This was closed more than 10 years back. I am now getting call from a recovery agent regarding filing FIR in Bangalore (which is where I lived earlier) for money reovery. I have not received any written communication from bank or any agncey regarding this. And nor do I remember having any oustandings when I closed the card more than 10 years ago. I haven't even kept the card communications for so many years. I now now live in ahmedbad. Can you please advise what should be right approach followed here?


Asked on 3/21/12, 12:19 am

3 Answers from Attorneys
Santosh Dash Legal Consultant

Recovery agent doesnot have any right to do so. Pl ask a written copy of what they are telling.

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Answered on 3/21/12, 12:31 am
Sanjay Kalra Sanjay Kalra & Associates

The bank or the recovery agents cannot recover anything legally from you after 10 years so relax and if they trouble you again, make a police complaint about the agents.

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Answered on 3/21/12, 3:11 am
RAJIV GUPTA (Cell: +91 9811284735) [email protected]

you may see a lawyer and he would sent a legal notice to the bank and the recovery agent.

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Answered on 3/21/12, 9:23 am


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