Legal Question in Real Estate Law in Indiana

Apartment

My apartment turned off the sprinkler system without the fire chiefs knowledge. The water pipe then busted when turned back on due to the pressure. It caused a flood in my apartment. I have renters insurance but have to pay $500 for a deductible. This has been a huge inconvienece and costly since I have not been in my apartment for 5 days. I don't feel that I have been compensated for the time and effort that was caused by the their structure of the building. do I have a case?


Asked on 1/23/09, 9:57 am

2 Answers from Attorneys

Gregory Coleman Coleman Law Office

Re: Apartment

Yes you do. You will need to document everything, and find out who the apartment company's insurance company is. You then need to hire an attorney to get this process started, and get your items replaced and fixed, then back into your home.

Feel free to contact us if you need assistance.

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Answered on 1/23/09, 10:35 am
Burton Padove Indiana and Illinois Lawyer, Burton A. Padove

Re: Apartment

Yes you do. If there is substantial dmage and your insurance company is paying all less the deductible, they will file against the insurer for the building and may as a courtesy seek your deductible for you. If not, you need to document your losses and file a small claims case against your landlord, who will probabaly turn it over to his insurance company. I am suggesting small claims, because by now I would think that the landlord's insurer would have contacted you, if they wanted to resolve the situation.

Good luck

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Answered on 1/24/09, 12:50 am


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