Legal Question in Insurance Law in Iowa

Decision re: fault reversed

I was in a MVA over two weeks ago. I turned left at the same time a truck ran a red light. The police report said nothing about the red light and decided I failed to yield. The insurance company originally denied claim then fortunately I found 2 witnesses, 1 is documented as having called 911. My insurance has determined I was NOT at fault and denied his claim. His insurance will not give me a definitive decision and wants to contact my adjuster. Do they both have to agree on who is at fault.


Asked on 1/30/08, 2:29 am

1 Answer from Attorneys
Stephen Lombardi Lombardi Law Firm

Re: Decision re: fault reversed

Yes. Unless his insurance company believes you were not at fault for the accident, or bare less fault than their insured, they will continue to deny your claim. Insurance company adjusters are very sly. They have no reason to talk with you except to get you to say something that will allow them to either deny your claim or to pay you less than you deserve. There is no other reason they will talk with you. Get a lawyer.

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Answered on 1/30/08, 9:29 am


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