Legal Question in Bankruptcy in Kentucky

A promissory note is the loan. The loan itself can be discharged along with every other loan. However, the issue is that the promissory note is almost certainly accompanied by a mortgage. This makes the loan a "secured" loan. If this is the primary mortgaged loan, then you can only get rid of the loan by losing the house. If it is a second mortgage - like an equity line of credit, you can only get rid of it while keeping the house if there is actually no equity left to secure the loan. It gets a little complicated from there.