Legal Question in Credit and Debt Law in Michigan

I had a payday advance loan with ChecknGo about three years ago, since then I have moved several times forgot about the debt, and owe them a little over $1500. I made the first three payments, but the last five were returned. Needless to say, just recently they have collection/litigation comapnies calling me threating criminal prosectuion for bad check writing. I lost my job at the time and couldn't pay them back, I am now willing to setup a payment plan, but they refuse, they want the entire amount in full or they will prosecute. I can't afford the $1500 , and told them that I could setup payment arrangements, they were very rude and consistently call me with these threats. Please help me. Thanks.

- Brandon


Asked on 3/09/10, 1:19 pm

1 Answer from Attorneys

Timothy Klisz Klisz Law Office, PLLC

Did you write bad checks or did you just not pay them? This is a big difference and could be good for you. Visit www.kliszlaw.com to discuss. Tim Klisz

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Answered on 3/14/10, 1:35 pm


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