Legal Question in Personal Injury in Missouri

another car was turning out of a parking lot and hit my car on the passenger side. our insurance is claiming me non-liable. the officer at the scene told us to do "what we had to" to fix our car because "it would be paid for under her insurance".

she told a claim agent that i swerved into her lane and i hit her, that we are liable. (which i don't know how that would have happened..)

her insurance company is taking their time investigating (they supposedly have 30 days)

they have yet to look at either car and want us to find witnesses or wait on the police report to come out.

a passenger (friend) in my car was injured and is currently making their second trip to the ER.

Also, we only had the one car, we can't afford a rental, we live 25 min from my husbands workplace and not within walking distance to a bus stop.

should we get an attorney to speed things up?

we have tried contacting the officer to see if he can speed up the report, no one will contact us back.

we have called businesses near the scene of the wreck to see if any employees could be a witness, most either didn't really check or said the way their employees were facing they wouldn't have seen it.

we are desperate.


Asked on 9/19/12, 10:41 am

2 Answers from Attorneys

Anthony Smith LawSmith

Although it is very rare to suggest this. You might want to contract the other driver, and let her know that you and your passenger may have to sue her soon, as the insurer is taking too long, and you may have to use her false statement to the insurer against her. She may be able to speed up the claim process.

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Answered on 9/21/12, 9:22 pm
Anthony Smith LawSmith

Although it is very rare to suggest this. You might want to contract the other driver, and let her know that you and your passenger may have to sue her soon, as the insurer is taking too long, and you may have to use her false statement to the insurer against her. She may be able to speed up the claim process. You may have to inform her that she, not her insurer may be the one paying fit your husbands very long cab ride back and forth each day

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Answered on 9/21/12, 9:25 pm


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