Legal Question in Credit and Debt Law in New Jersey

If you default on your credit cards, you may be sued. If you are sued, this may lead to a judgment being entered against you (either because you lost the suit or you ignored it). A docketed judgment acts as a lien on all real estate that you own in the State of New Jersey. So yes, credit card debt can eventually end up as a lien against your home. If you need assistance with defending a lawsuit, or you are interested in a bankruptcy filing, feel free to call me.

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