Legal Question in Credit and Debt Law in New York
Frozen bank account
today i tried to use my credit card for a purchase and my card was declined. i called my bank and they told me that there was a levy on my account. i called the creditor and they said that they have sent numerous letters and served someone at my old address last year. i moved from my old address 3.5 years ago. the post office has my forwarding address. and i stated this to them. if i did not receive adequate notice and time to resolve this issue can i have this hold lifted. what parts or past judements can i use to help myself? if i did not receive warning of this impending levy can i still be penalized?i feel that this is a case where the creditor feels that i'm not intelligent enough to do research since a huge majority to people do not know their rights.
2 Answers from Attorneys
Re: Frozen bank account
Go to court where the judgment was issued. Ask the clerk for an Order to show casue to vacate the judgment and lift the restraints.
Good Luck
RRG
Re: Frozen bank account
You need to file an Order to Show Cause to vacate the judgment and restore your case, it seems that you would have a justifiable reason to do so and depending on the circumstances you may want to retain an attorney to reoresent your interest and perhaps work out a more satisfactory settlement than you may be able to on your own. This area of law is our specialty, however, we would need some more information before making a complete and proper determination. You are welcome to contact us for a free consultation.
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