Legal Question in Credit and Debt Law in New York

NYS Statute of Limitations for Debt
I received medical services from a private medical office about six years ago. Now they sold the account to a collection agency and are trying to collect the money from me. I have never made any payments on the debt, but signed a paper that i will be personally liable if the insurance doesn't pay for the bills. Insurance denied my claim 3 months after i received the services. Does the statute of limitations begin to run from date of service or denial of claim? Can the collection agency put the debt on my credit report stating: in collection 01/01/2006 or is this illegal? If there are no amounts or dates on the paper i signed, are the amounts on the insurance denial of claim letter sufficient to VALIDATE the debt under FDCPA.

Thank you all. JR.

Asked on 6/16/06, 9:51 pm

Robert R. Groezinger GroezingerLaw P.C.

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Re: NYS Statute of Limitations for Debt

claim is valid and the stautue of limitation is 6 years

Answered on 6/17/06, 12:11 am

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